Coverages to help assist with a breach:
First-Party Privacy Breach Expense, including up to $10,000 each for Extortion Threat Expenses, and Data Replacement and System Restoration Expense
Third-Party Cyber Liability Coverage, including up to $10,000 for PCI Fines
Regulatory Proceeding Claim Expense, including up to $10,000 for Regulatory Fines
Optional First-Party Business Interruption, which equals 25% of the aggregate limit.
The Standard Aggregate inclusive of all coverages above is $25,000, with optional limits available of $50,000, $100,000 and $250,000. These coverages include additional services, such as:
Notification letter preparation, printing and mailing
Toll free number to Sontiq’s Resolution Center
Call handling
Credit monitoring and fraud alerts
Fraud resolution services
Investigative and forensic services