Small Contractors
Ensure the protection of your small contracting business with comprehensive insurance from Barton Mutual. Our policies extend beyond basic liability coverage to allow for optional coverage on your tools, equipment, and other vital assets. Whether you’re a lawn contractor, electrician, plumber, or operate in another specialty, our coverage is customized to fit your specific needs. With Barton Mutual, you can concentrate on growing your business, confident that you have the right insurance to support your success. Locate an agent in your area to get a quote today.
Liability coverage for many different types of small contractors. Limits apply to the number of employees allowed.
Expert Guidance from Your Local Agent
Your local, knowledgeable agent will direct you to the policy that fits your needs.
Find an AgentCommon Small Contractors Questions
How do I get a commercial quote?
Contact one of our agents in your area to have them get a quote for you. Find an agent near you.
What is commercial lines Cyber coverage?
Coverages to help assist with a breach:
First-Party Privacy Breach Expense, including up to $10,000 each for Extortion Threat Expenses, and Data Replacement and System Restoration Expense
Third-Party Cyber Liability Coverage, including up to $10,000 for PCI Fines
Regulatory Proceeding Claim Expense, including up to $10,000 for Regulatory Fines
Optional First-Party Business Interruption, which equals 25% of the aggregate limit.
The Standard Aggregate inclusive of all coverages above is $25,000, with optional limits available of $50,000, $100,000 and $250,000. These coverages include additional services, such as:
Notification letter preparation, printing and mailing
Toll free number to Sontiq’s Resolution Center
Call handling
Credit monitoring and fraud alerts
Fraud resolution services
Investigative and forensic services
What is the maximum limit of coverage you will write on a commercial risk?
The amounts vary depending on the fire class your business falls in. The combined amount of the building and business personal property can go up to $700,000. Contact your agent to learn more and find out the maximum amount of coverage you might be eligible for.
What is Workplace Violence coverage?
Barton Mutual partnered with Berkley Re Solutions to begin offering Workplace Violence coverage on our commercial policies starting in 2022. This valuable coverage is an unfortunate necessity today. The coverage picks up known gaps. Most policies exclude Business Interruption losses without physical damage. Furthermore, Crisis Management Expenses are typically not covered in the underlying BOP or Package and Workers’ Compensation typically would not extend coverage for mental anguish to employees who witnessed the Workplace Violence Event but were not physically harmed. Our Workplace Violence coverage is designed to keep your coverage as relevant and as up-to-date as possible; covering you for potential eventualities. To learn more about this multi-faceted coverage, visit https://www.workplaceviolenceportal.com/barton-mutual/.
The description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of our licensed agents.