Navigating Roadways in WinterDecember 23, 2022
It’s officially winter, but Missouri has already experienced some winter weather. While the safest bet
during winter weather is to stay off the roads, some travel may be necessary.
If you must be on the road in such conditions, there are some things you can do
to prepare for potential hazards:
· Allow for extra travel time.
· Travel at a safe speed and leave plenty of room between you and
· Clear all surfaces of your car before you embark on your journey.
· Be sure your cell phone is fully charged. Bring a charger along if you
have one that works in the car.
· Tell someone where you are going and how long you expect it to take
· Make sure you have a full tank of gas in case you do become
· Do not leave your vehicle if you become stranded. Tie a bright
colored cloth to your antenna or door handle and attempt to contact
emergency personnel via cell phone if you have one.
· If stranded, drivers should start and run their car for 10 minutes every
hour, using the heater. Be sure that your exhaust pipe and radiator
are clear of packed snow before running your engine. While the
engine is running, partially open a down-wind window to avoid carbon
monoxide poisoning and to get fresh air into the vehicle. Keep the
vehicle’s interior lights on while the engine is running. Avoid
hypothermia by constantly moving your arms and legs; clapping
hands will help keep you warm as well. Warning signs of hypothermia
are memory loss, disorientation, incoherence, slurred speech,
drowsiness, exhaustion, and uncontrollable shivering.
This information is meant to be a broad overview and should not be the only source
you consult for evaluating your risk management needs. Adherence to the above
guidelines does not ensure coverage under your policy, nor does it guarantee
your risk will be accepted by our company or that your property or operations
are safe, healthful, or in compliance with laws, rules, or regulations.
Coverage is determined by specific policy provisions, limitations and
exclusions that can only be expressed in the policy itself.