Updates

• Navigating Roadways in WinterDecember 23, 2022

  It’s officially winter, but Missouri has already experienced some winter weather. While the safest bet
  during winter weather is to stay off the roads, some travel may be necessary.
  If you must be on the road in such conditions, there are some things you can do
  to prepare for potential hazards:

  · Allow for extra travel time.

  · Travel at a safe speed and leave plenty of room between you and
  other cars.

  · Clear all surfaces of your car before you embark on your journey.

  · Be sure your cell phone is fully charged. Bring a charger along if you
  have one that works in the car.

  · Tell someone where you are going and how long you expect it to take
  you.

  · Make sure you have a full tank of gas in case you do become
  stranded.

  · Do not leave your vehicle if you become stranded. Tie a bright
  colored cloth to your antenna or door handle and attempt to contact
  emergency personnel via cell phone if you have one.

  · If stranded, drivers should start and run their car for 10 minutes every
  hour, using the heater. Be sure that your exhaust pipe and radiator
  are clear of packed snow before running your engine. While the
  engine is running, partially open a down-wind window to avoid carbon
  monoxide poisoning and to get fresh air into the vehicle. Keep the
  vehicle’s interior lights on while the engine is running. Avoid
  hypothermia by constantly moving your arms and legs; clapping
  hands will help keep you warm as well. Warning signs of hypothermia
  are memory loss, disorientation, incoherence, slurred speech,
  drowsiness, exhaustion, and uncontrollable shivering.

  This information is meant to be a broad overview and should not be the only source
  you consult for evaluating your risk management needs. Adherence to the above
  guidelines does not ensure coverage under your policy, nor does it guarantee
  your risk will be accepted by our company or that your property or operations
  are safe, healthful, or in compliance with laws, rules, or regulations.
  Coverage is determined by specific policy provisions, limitations and
  exclusions that can only be expressed in the policy itself.

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