• Financial Planning MonthOctober 03, 2022

    Adequate insurance coverage is animportant part of any financial plan. Some common areas that may be overlooked
    include home-based business coverage, equipment breakdown coverage, insured
    values on property (especially if improvements have been made), and ACV vs.
    replacement cost coverage. It might also be a good idea to review the
    deductible on your policies to be sure you are financially capable of assuming
    that cost in case of a covered loss. Your insurance agent can help you
    understand your coverages and determine if you are adequately covered in case of a loss.

    Please reach out to us if you need help understanding any of the coverages on any
    policy you have written with us. You can reach our office at 417-843-6265
    Monday-Friday 8:00 AM – 4:30 PM Central. You can also email
    our Customer Service department any time.

    This information is meant to be a broad overview and should not be the only source
    you consult for evaluating your risk management needs. Adherence to the above
    guidelines does not ensure coverage under your policy, nor does it guarantee
    your risk will be accepted by our company or that your property or operations
    are safe, healthful, or in compliance with laws, rules, or regulations.
    Coverage is determined by specific policy provisions, limitations and
    exclusions that can only be expressed in the policy itself.

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