• Navigating Roadways in WinterDecember 23, 2022

    It’s officially winter, but Missouri has already experienced some winter weather. While the safest bet
    during winter weather is to stay off the roads, some travel may be necessary.
    If you must be on the road in such conditions, there are some things you can do
    to prepare for potential hazards:

    · Allow for extra travel time.

    · Travel at a safe speed and leave plenty of room between you and
    other cars.

    · Clear all surfaces of your car before you embark on your journey.

    · Be sure your cell phone is fully charged. Bring a charger along if you
    have one that works in the car.

    · Tell someone where you are going and how long you expect it to take

    · Make sure you have a full tank of gas in case you do become

    · Do not leave your vehicle if you become stranded. Tie a bright
    colored cloth to your antenna or door handle and attempt to contact
    emergency personnel via cell phone if you have one.

    · If stranded, drivers should start and run their car for 10 minutes every
    hour, using the heater. Be sure that your exhaust pipe and radiator
    are clear of packed snow before running your engine. While the
    engine is running, partially open a down-wind window to avoid carbon
    monoxide poisoning and to get fresh air into the vehicle. Keep the
    vehicle’s interior lights on while the engine is running. Avoid
    hypothermia by constantly moving your arms and legs; clapping
    hands will help keep you warm as well. Warning signs of hypothermia
    are memory loss, disorientation, incoherence, slurred speech,
    drowsiness, exhaustion, and uncontrollable shivering.

    This information is meant to be a broad overview and should not be the only source
    you consult for evaluating your risk management needs. Adherence to the above
    guidelines does not ensure coverage under your policy, nor does it guarantee
    your risk will be accepted by our company or that your property or operations
    are safe, healthful, or in compliance with laws, rules, or regulations.
    Coverage is determined by specific policy provisions, limitations and
    exclusions that can only be expressed in the policy itself.

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