Updates
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Equipment Breakdown CoverageMarch 01, 2021
Our Equipment Breakdown coverage broadens your policy and covers against loss by mechanical or electrical breakdown that is otherwise excluded. This coverage is only available on certain policy types. See your agent or call our Customer Service department at x451 for details.
This coverage can protect you against loss of your electrical or mechanical equipment due to breakdown or failure. Now you can have protection for situations such as:
- Your air conditioning unit experiencing a mechanical breakdown mid-heat wave
- Your commercial refrigerator having a power surge on a hot day
- Your computer system having an electrical breakdown
Included with this coverage is our green equipment breakdown endorsement, which gives you incentive to repair or replace damaged property in an environmentally friendly way. When you experience a loss of mechanical, electrical or pressure equipment, you’ll have the opportunity to go green.
This information is meant to be a broad overview and should not be the only source you consult for evaluating insurance coverage or purchase. The description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of our licensed agents.