• Service Line CoverageSeptember 24, 2018

    In 2017 we began offering Service Line coverage on many of our personal lines policies. We saw a need for additional coverage not provided by our base policy, so we partnered with Mutual Boiler Re to add this additional coverage. At $20 annually per policy, the coverage is a fairly inexpensive way to protect you against loss to your underground service lines. The coverage was added at the policy renewal to policies that qualify for the coverage. This coverage provides protection against a leak, break, tear, rupture, collapse or arcing of a covered underground service line at the insured residence (outbuildings not included for Farmowner policies) caused by:

    • Artificially generated electrical current
    • Freezing
    • Mechanical breakdown, latent defect or inherent vice
    • Root invasion
    • Wear and tear, marring, deterioration, hidden decay, rust or other corrosion
    • Weight of equipment, animals or people

    If you have any questions about the coverage or you want to know if that coverage is included on your policy, contact your agent today.

    This information is meant to be a broad overview and should not be the only source you consult for evaluating insurance coverage or purchase. The description of coverages and programs are purposely brief and are subject to specific policy provisions, limitations and exclusions that can only be expressed in the policy itself. For a complete explanation of coverages, please consult one of our licensed agents.

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