In the event of a loss, it is important you know what items were lost. If you haven’t ever done so, be sure to create a home inventory list. Barton Mutual has a form you can use to list all of your belongings. Taking photos or video of the rooms of your home is also a good idea. Focus especially on valuable items. If you have covered outbuildings, make a list of the items in them as well. We hope you never have to experience the loss of your precious belongings, but if the unthinkable does occur, having an inventory already created could be very helpful in the rebuilding process.
This information is meant to be a broad overview and should not be the only source you consult for evaluating your risk management needs. Adherence to the above guidelines does not ensure coverage under your policy, nor does it guarantee your risk will be accepted by our company or that your property or operations are safe, healthful, or in compliance with laws, rules, or regulations. Coverage is determined by specific policy provisions, limitations and exclusions that can only be expressed in the policy itself.