According to Ameren Missouri and Missouri Electrical Cooperatives, you should have your boat dock and power supply inspected by a qualified electrician on a regular basis. Water movement, weather and normal wear and tear can cause problems with the electrical system on the dock. If you are swimming near a dock and feel any kind of tingle or shock, immediately swim away from the dock and exit the water. It’s always better to be safe than sorry: schedule a regular check of your dock’s electrical system and stick to it. Ameren Missouri recommends ground fault circuit interrupter (GFCI) and bonding wires testing monthly. For additional information on dock electrical safety, you can contact your local fire district or visit SafeAtTheLake.com.
This information is meant to be a broad overview and should not be the only source you consult for evaluating your risk management needs. Adherence to the above guidelines does not ensure coverage under your policy, nor does it guarantee your risk will be accepted by our company or that your property or operations are safe, healthful, or in compliance with laws, rules, or regulations. Coverage is determined by specific policy provisions, limitations and exclusions that can only be expressed in the policy itself.