Coverage for your seasonal home.The policies provide for a wide variety of causes of loss, including vandalism.
Our Equipment Breakdown coverage broadens your policy and covers against loss by mechanical or electrical breakdown that was previously excluded.
Typical loss for your seasonal home:
Imagine the air-conditioning system in the home quitting during a heat wave. The repairman informs you that the compressor had an internal failure and needs to be replaced. Most seasonal policies won’t cover this, but with our Equipment Breakdown addition, you’ll be covered. We’ll pay for the repairs, less the deductible.
Some restrictions and exclusions do apply. See policy for exact coverage description.
What does this coverage cost?
$25 annually (no matter how many dwellings), and a deductible of only $500 (no matter your policy deductible)